Ready to Take Control of Your Student Loans?

This book is for you.

Already have a copy of Student Loan Solution? Go to the Companion Materials page for freebies.

Don’t have a copy yet? Get one on Amazon or read on to learn what Student Loan Solution is all about!

Student loans are complex.

Use this step-by-step approach to take control of yours.

Student Loan Solution is a book with a 5-step process to take control of your student loans and financial life.

I’ve been there – my wife and I finished undergrad with a combined $100k in student loans. This came out to a minimum payment of $1k a month on the standard ten-year repayment plan.

Our story is not a “I paid off $100k in debt in three years!” story.

That may end up being your story. Or your story may be one where you get on an income-driven repayment plan and improve other areas of your finance, slowly working towards loan forgiveness. Or it may be something in between.

The point is this: everyone’s situation is different.

Our finances are different. Our goals are different. Our lives are different.

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Student Loan Solution helps you find the best strategy for you.

We accomplish this by:

Understanding our student loans.

Being aware of loan forgiveness opportunities, especially Public Service Loan Forgiveness (which is just 120 monthly payments and results in tax-free forgiveness!).

Understanding repayment options, including income-driven repayment.

Knowing what to do if you are behind on your loans (including if you are in default).

Knowing when to prioritize paying down student loans and when to prioritize saving, investing, and other financial goals.

I won’t sugarcoat it: taking control of your student loans takes time.

But most things that are worthwhile do.

I carefully arranged the content in Student Loan Solution, and the result is a clear step-by-step process that will help you not only deal with your student loans, but also improve your financial life.

Some of the additional things I cover in Student Loan Solution are:

How to have a positive money mindset – and why it’s important

Tracking your spending and creating a budget

Opportunities to “find” money in your budget

Specific actions you can take to make more money at your 9-5 and outside your 9-5

How your credit score is calculated and why credit matters

How to integrate accountability into your financial plan and student loan repayment strategy

There’s more.

I have seen and experienced firsthand the impact student loans can have on mental health, relationships, and careers.
We dive into all these topics in Student Loan Solution.

The book comes with free companion materials (that you can download on this site!) including:

PDF COMPANTION WORKBOOK
STUDENT LOAN SPREADSHEET
Automated Budget Template
Simple Budget Template
Budget Printables
So what are you waiting for?

There’s no better time than now to take action on your student loans and improve your financial life.

Ready to Take Control of Your Student Loans?

This book is for you.

Praise for Student Loan Solution

I wish I would have had a book like Student Loan Solution when my husband and I first graduated college. We faced $71,000 of student loan debt. We were equal parts overwhelmed, hopeless, and angry about it. Having a resource like this book would have been invaluable for us! I recommend this book for anyone who has student loans, particularly if you are looking to understand all your different options for addressing your debt.

- kaytie zimmerman  founder of Optimistic Millenial, a career and money advice blog for young adults, and contributor for Forbes

Student Loan Solution is a must-read for aspiring Financial Grownups. The book is specific and practical- perfect for busy people who want solutions- not homework. David Carlson outlines a simple five-step process for understanding student loans and making the best plan possible. Carlson also hits on emergency funds, mental health, money mindset, and much more. You will wish you had read this book sooner.

- Bobbi Rebell CFP®  host of the Financial Grownup podcast and author of How to be a Financial Grownup, Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom

As young Americans face rising tuition costs and over $1.5 trillion in existing college debt, Student Loan Solution couldn’t be hitting shelves at a more pivotal time. Throughout his book, Carlson utilizes personal experience and an objective, numbers-based approach to cover the gamut of student loans and repayment options. In a concise yet detailed format, you’ll learn how to successfully tackle your student loans and lay the foundation for a bright financial future in the process. I am thrilled to recommend Student Loan Solution to the diverse range of students I work with nationwide.

- tara falcone, cfa, cfp®  founder of ReisUP and creator of collegiate financial literacy program, LIT™

An exceptionally well written and informative book on everything you need to know about student loans. David Carlson’s first-hand account with student loan debt makes this book relatable and inspirational. Student Loan Solution delivers where other books fail to address the impact on finances, relationships, and mental health. David’s writing exudes passion and knowledge to help anyone struggling with student loans regain control of their finances beyond debt repayment into a living a better life. Student Loan Solution is a must-read for those struggling with student loans or anyone thinking about getting student loans.

- Jason Vitug  author of You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life

If you want to take control of your student loans and transform your financial life, Student Loan Solution is an indispensable guide to fully understand all your options and create a realistic plan for a brighter future.

- laura adams  author of Debt-Free Blueprint: How to Get Out of Debt and Build a Financial Life You Love

Student Loan Solution is the go-to book for borrowers who need straightforward and actionable advice on how to deal with their student loan debt. Student Loan Solution provides all the information a borrower needs to know about their student loans, in a format that is jam packed with easy to follow tips and advice. The book also provides valuable strategies on how to improve your finances within the context of student loans, something other personal finance books fall short of.

- shannah compton game cfp®, mba  host of Millenial Money podcast
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